This is a new measure of Trust. It is a 2-3 digits number that reflects how reliable you are when it comes to default.

The user’s Social Reputation Score is calculated using our proprietary Social Lender Algorithm.

Users with a minimum social reputation score (see scoring) are eligible to access financial services on the platform

Additional Social Collateral and Social Guarantors can be provided by the user for validation.

Access to financial services is granted to eligible users after an extensive Social Audit is carried out on the user.